Never bought a car before?
Your first car,
step by step.
No pressure and no jargon. Here is how buying a car from us works, and what to bring so you can drive home the same day.
How it works
- 01Look at the rowBrowse the lot and note the ones you like. Call to make sure they are still out front.
- 02Get prequalifiedFill out the Credit Acceptance form so you know your options before you come in.
- 03Test driveStop by or book a time. Take it on the highway and around town. Nobody rushes you.
- 04Sign and driveWe walk you through the paperwork, plates and registration so you leave ready to drive.
Checklist
What to bring
Have these ready and you can drive home the same day.
- Driver's license
- A valid license, or a permit plus a licensed driver with you for the test drive.
- Proof of income
- Recent pay stubs or bank statements if you're financing.
- Proof of address
- A utility bill or lease with your name and current address.
- Car insurance
- You need it before you drive off. You can set it up by phone at the lot.
- Down payment
- Cash, card or your trade-in. Ask what works for your situation.
Good to know
I've never had a car loan. Can I still get financed?
Yes, you can apply. Credit Acceptance works with first-time buyers with no credit history. A steady income and a down payment help.
How much should I put down?
Whatever you're comfortable with. A bigger down payment lowers your monthly payment.
Do I need insurance before I buy?
You need insurance before you drive off the lot. Most insurers can set up a policy over the phone in a few minutes once you've picked a car.